Health, Wealth & Happiness
Predict the future... no, however, prepare you for all eventualities we can!
As a member of Crystal Umbrella you have the major benefit of instant access to the best financial advice possible. Crystal Umbrella recommends ERL Consultancy, a dedicated team of Independent Financial Advisors (IFA’s) who are there to support you in many areas both inside and outside of your contracting life.
In an uncertain world, you never know what is around the corner, as a contractor you will only have access to statutory sick pay to rely on in order to pay your monthly bills while not working.
ERL are truly independent and have access on your behalf to pension, financial, protection and investment products and can also offer cover to protect your finances against accident and sickness which could prevent you from carrying out your normal duties.
Some things to consider:
Health
- Private Healthcare
- Health Savings Scheme (HSA) Plans
- Critical Illness cover
- Accident & Sickness cover
- Income Protection Plans
Wealth
- Exclusive Mortgage deals
- Specialist Mortgages
- Secured Lending
- Full Wealth Management Service
- Inheritance Tax Planning
- Risk Management
- Offshore Investments
Happiness
- Crystal Umbrella Stakeholder Pension Scheme (salary Sacrifice)
- Full Pension Planning Service
- Pension Transfer Services
- Life Assurance – Lump Sum & Monthly Benefit Schemes
- Property Purchase Schemes
- Will Writing
Remember ERL have full market access so the right solution can be found for your individual needs.
For more information on our Umbrella Company Solution or the Health, Wealth & Happiness benefits please contact our advisors on 0800 848 8888 or complete our find out more form.
Alternatively, you can contact us online via our Live Assistant or request a call back and an advisor will contact you to discuss your requirements.